Rates and Insurance
Swandive Counseling offers 60 and 90-minute sessions.
90 mins. Initial Session
60 mins. Regular Session
90 mins. EMDR Session
Insurance
I can accept Florida Blue, United Health Care, and Optum insurance plans. If you are coverend by one of these plans, you are responsible only for your co-pay or co-insurance when utilizing my services. In the case of co-insurance, benefits begin once your deductible has been met.
If you have a different plan that offers out-of-network benefits, I’ll provide you with a bill to submit for reimbursement, but I cannot guarantee you will be reimbursed. Before deciding that this is a non-starter, please consider what your costs would be using your copays or your coininsurance and deductible. Note:
With co-insurance, you pay a set percentage of the cost for each session, but only after you’ve met your deductible. Until then, you pay 100%. With co-pays, you pay a set amount for each counseling session, whether or not you’ve met your deductible. Co-pays tend to be higher than co-insurance.
Consider, too, that when utitlizing health insurance, your provider can limit the specific diagnoses and treatment approaches they will cover, and they will have access to deeply personal information about you if your records are selected for their ongoing auditing programs.
Rates for Self-Pay
Fees range from $50 - $125 for a standard 60-minute session and follow a sliding scale based on your annual household income* and household size.**
*Household income is the combined income, before taxes, of all wage earners living in your household that contribute to expenses.
**Household size is the number of adults and children living in your home who are dependent upon the household’s income. It also includes children who do not live with you but for whom you pay child support.